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Get Your Clients with Poor Credit into the Loan they want! 
110 Point Credit jump in just a month! 
About NCCR and your FREE Credit Analysis
Nationwide service
Push Ctrl-D to Bookmark Us!
1-866-401-FICO (3426)
80% of Americans have erroneous information on their credit reports lowering their FICO scores!
NC Credit Repair is the only company that will take ALL aspects of your score into consideration.
NC Credit Repair is a company
that is dedicated to helping you raise your credit score as high as
it can possibly go. If our service was recommended to you by a loan
officer then they probably gave you choices of several credit repair companies that you could work with. Please shop around and compare
us with the competition. Here are some common items to compare:
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Credit Repair Law Firms |
Credit Repair Companies |
NC Credit Repair |
|
Need for License and Bond in NC? |
No |
Absolutely1 |
No |
|
Practice in "Grey Areas" |
Usually2 |
Usually2 |
No |
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Does Repairs Illegally |
No |
Often3 |
No |
|
Flagged by Bureaus |
Usually4 |
Usually4 |
No |
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Removes items that end up lowering your score. |
Yes |
Yes |
No |
|
Free Credit Repair Analysis (all aspects covered) |
No |
No |
Yes |
|
Free Bad Credit Repair Services Game Plan |
No Way |
Never |
Yes |
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Personal Rep to work with. |
Sometimes |
Sometimes |
Always |
|
Average Time for Repair |
30 - 365 days |
30 -160 days |
14 - 90 days |
|
Average Price of Repair |
$399+ |
$349-$799 |
$99-$2995 |
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Credit Bureau Disputes |
Yes |
Yes |
Yes |
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Debt Validation (for collection agencies) |
No |
No |
Yes |
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Debt Settlement |
No |
No |
Yes |
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Considers Revolving Debt |
No |
No |
Yes |
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Considers How to Build Positive Credit |
No |
No |
Yes |
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Goodwill Letters |
No |
No |
Yes |
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Repossession Dispute Letters |
No |
No |
Yes |
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Cease and Desist Letters (collection agencies) |
No |
No |
Yes |
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Lawsuit Documents (judgment removal) |
No |
No |
Yes |
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Removal from Mailing lists |
No |
No |
Yes |
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Removal from Calling Lists |
No |
No |
Yes |
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Tells you how to do all of this yourself. |
No |
No |
Yes |
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Lets you see the letters written on your behalf. |
No |
No |
Yes |
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1 To charge to practice credit repair in NC requires a bond of $10,000. This is because many companies operate illegally and/or scam money off their clients. Make sure any company you want to use shows you their bond. Run if they say no, don't have one, or don't know what one is. Despite our name, NC Credit Repair is not a credit repair company; we help you repair your credit on your own and you pay a fee only when you hire us to prepare the paperwork you will need. 2 Most credit repair companies/law firms send a flood of letters to the bureaus saying the information on the report is not yours; this is illegal if the items actually are yours. It’s “grey” because they’ll say you told them you don’t remember it. Most companies do this. 3 Practicing without a bond, making false representations about you to the bureaus or creditors, calling the creditors pretending to be you and/or a lawyer, getting you an EIN instead of using your SSN, writing letters to bureaus pretending to be the creditor, etc. You can be held responsible for many of these actions. 4 The credit bureaus watch for disputes coming in from credit repair companies and often flag your files, making future dispute near impossible. Credit bureaus hate “credit repair” companies because they cost them hundreds of thousands of dollars and are usually acting fraudulently. They are now taking advantage of loopholes in the federal code to throw out many “credit repair” companies disputes.
5 We don’t charge for repair/analysis/game plans. You
can do the work yourself, or hire us to do it if you are too
busy. |
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